Treatment risks
Discuss the tattoo and piercing services actually provided, including any specialist methods.
Bring the detail
Prepare services and artist roster. Explain any changes since your last insurance review and ask how the proposed terms address them.
Check the wording
Review the insured activities or property, exclusions, limits, deductibles, territory, and any conditions you must follow. Confirm who is named and when protection would start.
Studio liability & assets
Review visitors, premises, equipment, stock, and lease conditions.
Bring the detail
Prepare qualifications and health procedures. Explain any changes since your last insurance review and ask how the proposed terms address them.
Check the wording
Review the insured activities or property, exclusions, limits, deductibles, territory, and any conditions you must follow. Confirm who is named and when protection would start.
Consent & records
Ask how consent processes, aftercare, allegations, and incident reporting interact with cover.
Bring the detail
Prepare consent and aftercare forms. Explain any changes since your last insurance review and ask how the proposed terms address them.
Check the wording
Review the insured activities or property, exclusions, limits, deductibles, territory, and any conditions you must follow. Confirm who is named and when protection would start.
Details that shape the comparison
Procedures and artists
List every service and employment or guest arrangement.
Locations and events
Include conventions, guest spots and temporary premises.
Studio processes
Explain qualifications, hygiene, consent and aftercare at a general level.
Record two offers in your comparison worksheet →
Look at the whole picture
Separate policies may address different risks. Ask the provider to explain any gaps or overlaps, and keep written confirmation of the answers that matter to your circumstances.